Commercial Insurance

As a business owner in Virginia, you wear many hats. It is important to know where you can streamline tasks so that you can focus more on the work at hand. Commercial insurance policies help you do just that. These special policies were designed for business owners to simplify their insurance needs. Keep reading to learn more about commercial insurance from Emporia Insurance Agency LLC.

What Is Commercial Insurance?

Commercial insurance is a bundled insurance policy that will provide different types of coverage for business owners. There are many layers to your business, and each of those layers requires that you have sufficient insurance protection in place. When all of these services are bundled together, it makes your life easier.

What Types of Coverage Are Included?

As a business owner, you can customize your policy, but in general, the following types of coverage are included:

• Property- This type of coverage will protect the physical property where your business is located and any equipment that you may use on that property to run your business.
• Auto- Auto insurance is also an essential type of coverage to have in place if you are a business owner. You will need an auto policy that protects your vehicles and drivers if you use vehicles to run your business.
• Liability- All business owners carry a certain risk of liability. If someone is hurt at your business or as a result of your goods or services, you can be held liable for their medical expenses and any legal expenses that might result. Liability insurance will help pay for these types of expenses.

Which Types of Coverage Do I Need?

The best way to create a solid commercial insurance policy is to talk with one of our insurance specialists. We will be able to evaluate your business and advise you on the types of coverage that will be beneficial.

If you want to learn more about our services, please contact us at Emporia Insurance Agency LLC, serving the residents of Virginia.